Negotiating Salary – Five Strategies for Success

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Research on negotiating salary shows that up to 80 percent of job offers are negotiable but that only a small number of job candidates actually enter into negotiations of the job offer and salary with prospective employers. The main reason given is that candidates feel ill-equipped to negotiate and as a result are intimidated by the negotiation process. You don’t have to be an expert negotiator to successfully negotiate a job offer. Knowing these basic negotiation strategies helps you to properly plan your salary negotiation and feel confident in the negotiation process.

Delay the salary discussion for as long as possible in the hiring process

The best time for negotiating salary is after a firm job offer has been made. Your negotiating power is at its peak when the company has been convinced of your potential value to them and has decided that you are the best candidate for the job. If the salary question comes up early in the interview process it is best to remain as non committal as possible and suggest that your salary requirements are “open” or “negotiable” until you have learned more about the job. If pressed to give an amount state a wide range within which your salary requirements fall. Avoid giving a specific salary figure on the application form and rather put “competitive” or “open to discussion”.

Find out the value of your skills in the marketplace

Information is your greatest tool in negotiating salary. Research your competitive market value. What are other organizations in your field and geographical area paying for your skills and experience? It is much easier to persuade the company to agree with your salary request if your negotiation proposal is firmly based in hard fact such as what people with similar skills and in similar jobs are currently earning. You can research salary data in a number of ways including visiting various free salary websites, asking people in similar positions, calling professional and trade associations, asking recruiters and employment agents and looking at similar job postings. Know what you are worth to this specific company Understanding your company-value helps you determine your real bargaining power.

What is your value to this particular company?

Consider factors such as the supply and demand ratio of your skills and experience in this industry and area, the number of candidates the company has interviewed, how urgently the company needs to fill the job and the direct and indirect contribution to company profitability of this position.

Evaluate the entire compensation package

Benefits can contribute up to 30 percent of the whole compensation package. Include the benefits in your salary calculations to get a more accurate picture of the dollar value of the whole compensation package. Put a direct dollar value on benefits such as medical, dental and life insurance, company bonuses, profit sharing, direct expense coverage such as parking, phone etc, company services such as child care and paid overtime. Decide which aspects are important to you and what you can negotiate to balance the base salary.

Mortgage Income Multipliers And Affordability Calculators What’s Best

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Mortgage Income Multipliers
Mortgage income multipliers are one of the tools that are used by mortgage lenders in order to work out how much they are prepared to lend each person looking for a mortgage or remortgage. Usually this is either three times the income of a person applying for a mortgage alone or two and half times the incomes of two or more people applying for a mortgage together, whichever one gives the highest figure. Some mortgage lenders are more generous with their lending and these can be even more flexible if the loan to value is quite low.

An example of how mortgage income multipliers work
If you look at the Abbey and their mortgage income multiplier you will see that they will use the information on a borrowers credit rating to calculate how much they are willing to lend them. This could lead to a borrower being able to apply for a mortgage which is up to five times the amount of their annual salary.

Mortgage Affordability Calculator
One of the latest and now most common ways in which a lender can calculate how much they can let you borrow is by using a mortgage affordability calculator. These work by looking at your lifestyle and ability to pay a mortgage rather than using an income multiplier. This can lead to a borrower being able to borrow more than previously allowed with income multipliers.

At the moment there are around 25 lenders on the market who can use a mortgage affordability calculator to work out the amount they could potentially lend a person. If you have a high credit rating, have no dependants and two incomes you could borrow even more.

Some of the high street lenders who use a mortgage affordability calculator are Standard Life, Halifax and Alliance & Leicester.

Enhanced mortgage affordability calculator
Today some lenders will offer a borrower more money if they opt for a five to ten year fixed rate mortgage with them. This is seen as much less of a risk to the lender as the repayments remain the same for a much longer period and are more likely to be budgeted for with relative ease.

Mortgage borrowing advice
If you would like find out more about how much you can borrow on a new mortgage there are many websites that link to a mortgage affordability calculator at many of the mortgage lenders. Alternatively you might want to use one of the many mortgage calculators on a mortgage comparison website. You could speak to an independent mortgage advisor and discuss any area of mortgage borrowing with a dedicated mortgage advisor.

Sez As A Major Source Of Economic Growth In India

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Social Economic Zone widely known as SEZ has become a chief medium of economic development for India. The SEZ in India is not only objective for an economic growth but also to provide highly developed infrastructure with a superior financial package. Today SEZ have become a big centre of attraction for not only domestic but also for the foreign investment. SEZ in India increased its function from 1st November 2000 to 9th February, 2006, under provision of Foreign Trade Policy. SEZ in India is offered with a limitation or particular need of land that would be around 67680 hectors, which further divides into two specifications or area’s:

1) Processing Area – here SEZ units comes up.
2) Non Processing Area – here supporting infrastructure is formed for the SEZ unit.

What actually interests the investors or the purchasers would be the aim or an idea behind the SEZ and to understand that we can refer to the Social Economic Zone Act, 2005, passed by the parliament on 23rd June 2005.

The main goals are listed below:
Generating of additional economic revenue
Promoting export of goods & services
Promotion of investment from domestic and foreign resources
Generating the employment
Development of infrastructure amenities

With these simplified goals becomes common to receive numerous application for the SEZ needed area. It would be interesting to know that there were 531 formal applications received by the government till date to which there has been approval granted to 174 applications only.

Social Economic Zones in India follows certain easy rules which are listed below:
A simple process to develop, maintain and operate the SEZ in India and for setting the unit and performing business in the SEZ in India.
To follow a single clearance window to set up SEZ in India
Clearance window for the State Government and Central Government
Simplified compliance process and documentation laying more of the emphases of self certifications

With entire processes it becomes equally essential that we are aware about the merits of the SEZ in India.

With a clear mission of bringing world class qualities to all segments of Real Estate development and real estate investments in India, Conscient is coming up with several Residential Complexes, IT Parks, Commercial Complexes, commercial real estate in India, Special Economic Zones or SEZ in India and Premium Vacation Homes in the country.

BPTP Group Comes as a Great Reliable Real Estate Developer in Greater Faridabad

The moment we start thinking of buying our own home in Delhi NCR we have one thing in our mind if you are willing to buy home economically and also in NCR region only. You must go for one and only best option and that is Greater Faridabad city only. If you are a mid-income person and looking for a best reasonably priced home where you can live a safe, lavish and pleasurable life. This is how you will be able to know how the Faridabad city is featured with all the lavishness of modern lifestyle but also the rates of the property come within the budget. There are so many developers who have come up with lavish residential apartments within a limited budget. Now, we are going to discuss one of the most preferable developers’ project named by BPTP Group in Neharpar area.

BPTP The Deck Faridabad has been launched by BPTP Group at sector-82 in Greater Faridabad. This is an ultra-modern luxurious duplex apartment brings 4Bhk+study+servant+store room in the area size of 3061 sq.ft. The project has so many lavish features like swimming pool, club house, gymnasium, card room, kids play area, jogging and walking track, spa etc. The project has very nice location due to having close vicinity with sectors-14 and 15. The project is nicely located on 24 meters road. It is close to Shri Ram Millanium school Greater Faridabad.

BPTP Resort Faridabad is a lavish residential development of BPTP Group in sector-75 of Greater Faridabad area. The project comprises with 2Bhk, 3Bhk, 3Bhk along with servant room. These living options have different area sizes like 1300, 1500, 1650, 1750 and 1875 sq.ft. area respectively. The possession of the project is expected in the year 2013. The project covers the total land area of around 10.82 acres. This project is connecting with 30 meters and 45 meters road from both sides. Faridabad’s sectors- 3 and 8 are located 200 meters away from the location. Residents will have the facility of round the clock water supply, 24*7 electricity and 100% power back up.

BPTP Park Floors Faridabad is an independent floors project located at sector-77 of Neharpar area. It is having nice formation of 2 and 3 Bhk apartments which built up on ground+3 and ground+5 floors apartment. The project has so many luxurious features which make our life full of contentment. Location wise, it is nicely located on 200 feet wide road.

Jaypee Naturvue Apartments Bring Happiness in Your Life

Jaypee Greens, a well known real estate giant, has launched yet another exotic residential project in Jaypee Sports City. The company aims at providing nature friendly living to the people through this newly launched project. Hence, it has given an excellent named i.e. Jaypee Naturvue Apartments. Lush green landscapes cover the entire project and give an ecstatic feel of living amidst natural elegance. A large group of home buyers is searching for this kind of residential society so that they could spend their life with utmost comfort. Exception design as per the demand of people has been selected for the building of Jaypee Naturevue Apartments. Every single residence is designed in an exception way so as to offer an ecstatic view of natural elegance spread across the boundaries of this mega residential society. This kind of mega development would never be easy for Jaypee Greens without the support of its mother organization i.e. Jaypee Group.

Counted amongst India’s finest industrial and infrastructural conglomerate, Jaypee Group has ventured in various sector including Hydro Power, Cement manufacturing, Educational Institutions, Sports and Real Estate. Whopping annual turnover of Rs 20,000 crore itself describes the legacy of this coveted organization. It founded Jaypee Greens with the aim of developing world class residential and commercial projects in NCR. When the tale of real estate growth of NCR is said, name of Jaypee Greens always tops the list. Jaypee Naturvue Apartments is also a well planned and exotic project of this organization. Its establishment at Jaypee Sports City ensures to offer pleasant living experience to the people. A number of exotic facilities including restaurant & caf, shopping arena, entertainment and recreational centers are available here. One can enjoy his/her time with great passion by using these exotic services.

Moreover, residents of this mega residential society also enjoy world class sports facility. Be it Cricket, Football, Tennis, Badminton, Golf Course and Moto Racing, every kind of sport can be played here. This latest residential venture of Jaypee Greens also offers great connectivity to all important places of Delhi-NCR. Excellent road network of Yamuna Expressway, DND Flyway and Noida Expressway makes it easy for the people to reach here in a short span of time from South Ex, IGI Airport, Nehru Place and City Center Metro. As far as residential offering is concerned, you can get luxuriously carved 2 bedroom apartments at reasonable price of Rs 3590 per sq ft. Built up area of the apartments is 750 sq ft. Further, Jaypee Naturvue Apartments Noida also offers a wide range of exotic facilities in the form of high level security, constant water supply, 100% power backup, 24X7 lift service, ample parking area, gym, utility store etc.

Stylish And Affordable Apartments In London

Searching for apartments in London? Worry no more your search ends here. Read this article and know everything that you wanted to know about apartments in London but did not know where to look for them. There is a long list of London accommodation equipped with the best-in-class luxury and comfort in a price range suiting your pocket.

Most of these Apartments in London are fully furnished and come with satellite television, air conditioning, luxury well-equipped kitchens and other elements of luxury and comfort that you can think of. Thoroughly serviced and cleaned at regular basis, these London serviced apartments are in the best of locations and ensure physical proximity to shops, malls and recreation centres. Catering to the needs of tourists and business travellers alike, these London serviced apartments would indeed become the ideal choice for many.

Starting from studios and one bedroom to spacious family suites equipped with all luxuries, these apartments in London come as self-sufficient homes and ready-to-move-in. These London apartments ensure all the contemporary amenities like designer living spaces and trendy bathrooms. Get the feel of Italy or the ambience of some traditional European city while sitting in one of these London apartments. Towels and linen, toiletries, tea, coffee, sugar, fruits and milk you get all in many of these self-sufficient homes. The luxurious ones also include the sophisticated showers, Jacuzzi bath and rooms with marble floors. Depending upon your needs and stay periods, these London apartments are offered both on long-term and short-term basis. The payment modes much like London hotels are user friendly and do take into account the convenience of customers.

Most of these apartments in London or hotel rooms however, prefer payments in UK Pounds. But they also accept Euros and US Dollars. The rates are typically based on nightly basis, but they also occur on pro-rated basis depending on longer or shorter stays. The rates follow the market standards and fluctuate according to the rule of demand and supply. Most of the London apartments ask for the payment at least thirty days in advance. The check-out time for most of these apartments is 11am while usually 2:00pm is the check-in time for a London accommodation. Another point of caution is that all apartments or London hotels do not offer a 24 Hour facility for Check-In. So do a slight research by visiting sites such as www.londonchoice.com before actually getting in into these London apartments. Plan your official visit or holiday in a manner that suits these timings.

Montpelier Vermont real Estate All About the Property at 55 Dyer Ave.

Could there be something much better-than having a parcel of property that will offer your family security and them feel closer to nature? The land that it is located on is 17.8 acres wide creating the house at 55 Dyer Ave. invaluable for home owners. It includes you some wonderful vistas of the woodlands along with a serene meadow along with two ponds which are teaming with trout and bass along with an extensive backyard that outlines the exterior are a significant sight. It experienced a major overhaul back in 2003 and is one the best properties in Montpelier.

The Interior of the Home

Although it may not seem like it at first glance, this home has lots of living space inside and it measures 4,200 sq. ft. to be precise. Your kitchen is excellent and is packed with features such as a sub-zero fridge, an oven on the wall, and a couple microwaves. Other characteristics you will see in the kitchen are two dishwashers and two or three disposals.

In addition, you receive a really big family room using a fireplace that may keep you warm whenever the temperature begins to drop. Should you’re feeling like being alone and only want to relax, then you certainly can go check out the den. Should you choose to feel like visiting the den, then you’ll be thrilled to see its wonderful entertainment center.

The primary level has three bedrooms and one of those bedrooms occurs to your private suite that will cause you to feel as you’re residing in a luxury hotel. Downstairs is a huge game room where you can simply forget about your issues to get a while and love some games with your family and friends. Other areas to examine downstairs are the 4th bedroom as well as just one partial bath. There’s even a jacuzzi in the back deck of the house, too.

Let’s Go to the Outside

At 17.8 acres, the outside is fairly huge and provides some pretty panoramic views of Montpelier. If you’re feeling like pursuing some fish, then you can always try to catch some trout or bass in both ponds near to the residence. You can even visit the gardens and relax just a little bit while basking in the pleasant view of the woodlands.

There is, in addition, a recently constructed barn situated just outside your home that you could use like a garage to accommodate up to four vehicles or as a personal workspace or hobby space. This house is really one of a kind and at $849,000, is readily on of the top ones available in the Montpelier Vermont real estate market. Don’t jump with this home.Montpelier real estate

Learn More By Way Of Economics Assignment Help

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